Use Endowment Angel to compare the different endowment options on the market and understand all the risks and advantages of selling or trading your endowment.

Endowment Mortgages are something that is can be quite profitable for the mortgagee since they allow a mortgagee with an interest only or stnadard mortgage and a little more cash, to invest in an endowment policy and earm interest on money they would have been paying into the capital of the mortgage. This said there is also quite a risk envolved in endowment mortgages since if the endowment company makes bad investments your endowment earnings might not be as much as you expect, or are counting on, to pay off your mortgage capital once the term of the mortgage is up. This problem is caused by endowment salepersons overestimating the profit the endowment company will make each year on investments.

Most professional endowment advisors suggest that you use an endowment mortgage as only part of your investment strategy. Endowment mortgages are usually profitable but this can never be guaranteed as with all types of investment there is a certain amount of controlled risk involved that a stable investment could become unstable over time. Endowment mortgages are helpful when they work out well because they allow the mortgagee to invest the money they would have paid off the capital of the mortgage and the interest goes back into the endowment policy. This can mean a higher return on investment as the years go by rather than just paying off monthly small portions of a mortgage.

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Endowment Advice


To be sure that you get the most out of your endowment is is recomended that you seek professional endowment advice. Endowment Advisors will help you calculate the inital amount of investment required and accuratly estimate the total return on investment.
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